Federal Student Loans

Deferment
Postpose payments on your student loans by requesting a deferment. Simply complete one of the deferment forms and mail/fax it to your student loan servicer.
Consolidation
Student loans in default? Apply for a student loan consolidation with a new student loan servicer to pay out your current student loans and start a single new loan. After completing the consolidation, apply for an income-driven repayment plan. Payments can be as low as $0 per month!

You could qualify for loan payments as low as $0 per month

Once loans have been consolidated (with a new lender) we recommend disputing the accuracy of the defaulted loans.

Possible Results

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Wages being garnished due to student loans? Click here